Operations with loans are quite time-consuming that is why their performance in online banking system considerably reduces expenses of the bank branches spent not only for servicing but also for attracting customers.
The standard loan functions are as follows:
Additional services which can be provided at the bank’s request:
|Loan selection /|
|The system searches for the most suitable loan program according to the parameters entered by customers and calculates the repayment schedule|
|The customer makes a request for a loan. The bank on its own manages the set of fields and pre-scoring rules depending on the loan type. The ready request can be forwarded to the bank loan system using integration interfaces |
|If the bank has a system for working with credit bureaus it can offer customers a service of requesting credit history|
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