Today credit products are the most popular and mass-selling products in the banking market.
In order to gain a customer system enables to simplify the technology and to speed up decision-making time without compromising on quality of the bank loan portfolio:
- flexible adjustment of various types of loans
- automation of the decision-making process on a request
- arrangement and speed up of the preloan workflow process
- easy contracts registration via user friendly interface
- errors minimization due to manual data entry by means of a large number of tests
- centralized control and audit of credit processes
Basic functionality
- overdrafts
- short-term and long-term loans to individuals / entities installment contracts
- credit lines
- permission to lending - accounting obligations and provisions under several contracts
- secured loans to individuals
- loans from non-residents
- mortgage lending
- non-system accounting of problem loans of legal entities and individuals
- claim settlement of bank lawyers
Collaterals and pledges
- collateral
- cross pledges
- contract of pledges insurance
- extended contracts of collateral insurance
- insurance payout if an insured event occurs