Компания CS

1 Limits of Correspondent Banks

The subsystem enables you to establish the following limits:-

Also possible is the establishment of:-

a) Limits are established in the same currency (limit currency) for each counterparty of the bank;

b) Limits established are utilized by such subsystems as Межбанк+ (Interbank+) (interbank loans/deposits placed), FX (interbank foreign currency purchase/sale), Ценные бумаги (Securities), Банкнотные операции (Banknote Transactions). Check for exceeding the limits is conducted when adding or editing a transaction. In the event of excess, two options of actions are possible:

- No further progress in the transaction is possible;
- Further progress in the transaction is only possible once the excess has been authorized by the responsible operator;

c) The subsystem enables you to specify one or more counterparties from which the limits are not checked when adding transactions (counterparties without limits);

d) Amounts available for utilization in interbank transactions as at a certain date are kept in separate box;

e) If no transaction, a certain part of the limit may be blocked which part will be considered by ABS as utilized (may be used in the course of entering in a transaction by a dealer while absent in ABS B2);

f) Limits may be established for both a particular counterparty and a group of counterparties
In ABS B2, the calculation of Settlement Line и Facility Line type limits is not made.
To calculate these limits, you may employ the analytical functions for MS Excel developed by CS Ltd.

2 Interbank Transactions (Loans/Deposits Placed)

The subsystem serves to automate the recording of transactions in granting and raising cash funds in the interbank market.
The subsystem enables you to perform the following operations:-

- Granting/raising a loan/deposit;
- Interest charge and payment;
- Recording a discount amount and the calculation of the effective interest rate;
- Creating prolongation (using a transit account or not);
- Recording WITTAX tax;

3 Interbank Foreign Currency Purchase/Sale

The subsystem serves to automate the recording of transactions in foreign currency purchase, sale or conversion in the interbank market.
The subsystem enables you to perform the following operations:-

- Posting payment for foreign currency purchase;
- Posting payment for foreign currency sale;
- Recording/writing foreign currency amounts in/off off-balance sheet accounts;
- The calculation of the result;
- Closing transit accounts for accounts receivable/payable;
- The remeasurement of forward transactions

4 Trading Sessions

The subsystem serves to calculate a net for currency pairs. It contains information about trading sessions by currency pair as at a predetermined date.
The trading session contains online information for the Treasury about the valid applications for forex purchase/sale/conversion throughout the bank's system (including its branches), the amount of foreign currency sold and purchased by the bank and calculates the net of the trading session.
For each application, an Interbank Rate is established in a trading session and a margin (the difference between the transaction rate and the interbank rate) is calculated; a field "Trading result in UAH" displays the trading result in the domestic currency for the currency pair selected (this is calculated as the sum of the differences between amount equivalents in the domestic currency at the transaction rate and at the rate of the National Bank of Ukraine).
The interbank rate may established for both each application separately and all the applications under "We Buy"/"We Sell".

5 Banking Transactions (Purchase/Sale of Ready Money for Non-cash Money)

The subsystem automates recording transactions purchase/sale of ready money for non-cash money.
The subsystem enables you to perform the following operations:-

- The purchase of foreign currency in cash;
- The sale of foreign currency in cash;
- Reinforcement in the National Bank of Ukraine (the purchase of foreign currency in cash from the National Bank of Ukraine);
- Export to the National Bank of Ukraine (the sale of foreign currency in cash to the National Bank of Ukraine);

- Prepayment (the payment (transfer) of non-cash money is made prior to the collection of foreign currency in cash in the bank's Cash Office);
- Pre-supply (the delivery (collection) of foreign currency in cash in the bank's Cash Office is carried out prior to the payment (transfer) of non-cash foreign currency);
- The method of ready money delivery (by the bank, by the counterparty bank);
- The amount of commission (a fixed amount or a percent of the purchase/sale amount), commission payment direction (the bank to the counterparty or the counterparty to the bank);
- The amount of commission for collection (a fixed amount or a percent of the purchase/sale amount), commission payment direction (the bank to the counterparty or the counterparty to the bank);
- The terms of collecting commission (commission is included in the non-cash payment amount; commission is a separate non-cash payment; commission is paid in cash);

- Making payments in cash (passing ready money, the issue of ready money to the collector);
- Making non-cash payments;

6 Treasury Reports

6.1. Bank Liquidity Report

This report is designed to analyze the bank's liquidity by certain (tuned by the user) period. It is produced as at the predetermined date (the current trading day, an archive date, a future date).
This report includes both a balance sheet group and an off-balance sheet group. Each group displays the bank's assets and liabilities.
There are calculated the amount of assets, the amount of liabilities, the gap between the amount of assets and the amount of liabilities in the balance sheet portion and off-balance sheet portion in each established interval (see below); calculated also is the cumulative liquidity gap (as the sum of liquidity gaps by term).
The data to build the report (as at the date of report building) include: balances of accounts or amounts under documents of transactions in assets (i.e., the date "From" of the transaction ≤ the date of report issuance < the date "Through" of the transaction).
The report enables you to study each indicator, to lower down to the level of transaction, deal.
The report may also take into consideration pseudo-transactions (not entered into actually while planned to be entered into on a certain date, for a certain term).

6.2. GAP Report

The report is designed to analyze the bank's liquidity, to determine a liquidity gap by assets/liability maturity, to determine an interest rate gap using the date of change in interest rate, the exceeding by the liquidity gap calculated of the limits established. It is produced as at the predetermined date (the current trading day, an archive date, a future date). Calculated also is the cumulative liquidity gap (as the sum of liquidity gaps by term in progressive total).
The data to build the report (as at the date of report) include: balances of accounts or amounts under documents of transactions in assets (i.e., the date "From" of the transaction ≤ the date of report issuance < the date "Through" of the transaction).
The report enables you to study each indicator, to lower down to the level of transaction, deal.
The report may also take into consideration pseudo-transactions (not entered into actually while planned to be entered into on a certain date, for a certain term).

6.3. Nostro-Position+ Report

This report is designed to analyze planned balances of nostro accounts (balance sheet account 1500) and the correspondent account with the National Bank of Ukraine (balance sheet account 1200) by determined term.
It is produced as at the predetermined date (the current trading day, an archive date, a future date).
The data to build the report (as at the date of report building) include: balances of accounts or amounts under documents of transactions in assets (i.e., the date "From" of the transaction ≤ the date of report issuance < the date "Through" of the transaction).
The report enables you to study each indicator, to lower down to the level of transaction, deal.

The report may also take into consideration pseudo-transactions (not entered into actually while planned to be entered into on a certain date, for a certain term).